Credit Risk Manager

Industrial and Commercial Bank of China Zurich Branch provides a wide variety of services and products for corporate clients and financial institutions, including deposits, remittance, loans, trade finance, securities, foreign exchange trading and RMB business.

In Risk Control Department, we are looking for a Credit Risk Manager.

Your Responsibilities:

• Manage and monitor the Branch’s credit portfolio, regularly perform credit risk analysis and stress testing across multiple dimensions to manage and control credit risk, and draft the relevant report.
• Assess new credit business applications. Evaluate credit terms/structure, counterparty financial performance, business model, economic/industry operating environment and other relevant risk factors.
• Prepare credit review reports with high analytical quality within credit policies and guidelines and present to the Credit Review Committee.
• Monitor the Branch’s credit exposure and review and renew credit limits and credit ratings in adherence to credit policy and procedures.
• Operate the Branch’s credit risk management system.
• Collect and organize relevant credit business archives.
• Assist the team with tasks pertaining to market and operational risk management, risk analytical reporting, internal and external analytical reporting as well as internal and regulatory audits.

Your Profile:

• Bachelor degree or above in Business, Finance, Economics or a related field, with a preference for relevant post graduate qualifications (e.g. CFA, FRM).
• At least 3 years of experience in credit risk management in a commercial bank in Switzerland.
• Fluent in English (written and verbal).
• Proficient user of MS Office (Excel, PowerPoint and Word).
• Good organizational skills with ability to prioritise work under pressure.
• Excellent interpersonal skills and team spirit.